Washington Home InsuranceFlood insurance discounts in Washington
Flood discounts in Washington
Flooding is never covered by a standard homeowners policy. But where you live can cut the price of a flood policy: communities in FEMA's Community Rating System earn their residents a discount automatically.
Of the 292 Washington communities in the National Flood Insurance Program, 37 are in the rating system. Everywhere else, there is no community discount at all.
| Community | Class | Discount in high-risk zones |
|---|---|---|
| King County | 2 | 40% |
| Pierce County | 2 | 40% |
| Thurston County | 2 | 40% |
| Clark County | 5 | 25% |
| Auburn | 5 | 25% |
Source: FEMA NFIP Community Status Book.
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